8 Easy New Year’s Resolutions

December 31, 2018

Totally doable goals that will improve your health and happiness

1. Sign Up for a Gym Membership
Whether you want to maintain your six-pack or just lose a few pounds, PPO Medical Plan members can now join scores of gyms for no cost. LAFRA’s agreement with Sharecare includes LA Fitness, Anytime Fitness, Gold’s and more. Go to www.lafra.org/wellness to find dozens of facilities near you.

2. Get a Physical
What are you waiting for? PPO Medical Plan members get comprehensive annual physicals that are covered at 100% if you use a network provider. There are no deductibles or copays. In addition to the annual physical, members are eligible for a body scan – once every three years, and a colonoscopy screening – once every five years, beginning at age 50.

3. Create or update your Will and Trust
An estate plan is essential for everyone. It gives you peace of mind to know your affairs are in order and the comfort of knowing you’ve provided for your family. Failing to establish a well-thought out plan could cost your family thousands of dollars and force them to suffer through years of probate.
LAFRA offers a one-time reimbursement of up to $600 for our members or surviving spouses to help you get your estate plan completed. Members can also submit a request for a one-year financial advancement of up to $1,200 for the exclusive use of trust preparation.

4. Try LiveHealth Online
Relief PPO Medical Plan members can have doctors by their side 24/7 – with no appointment necessary. All you need is the LiveHealth Online app or a computer with a webcam and internet connection. LiveHealth Online provides immediate access to board-certified doctors, secure and private video chats, and prescriptions that can be sent to your pharmacy.

5. Get More Sleep
While not always possible, it’s important to at least try. Adequate sleep is a key part of a healthy lifestyle, and can benefit your heart, weight, mind, and more. Sleep can reduce stress, improve your memory, make you more alert, and even help prevent cancer.

6. Take a Class
Take a cooking class and you’ll rule the firehouse kitchen. Take a language class and get that bilingual premium. Take a few more classes to finish your degree and get your education bonus. Take a class with your spouse and strengthen your bond.

7. Increase your Deferred Comp Contribution
If you are serious about improving your financial well-being, put your money to work in a 457 account. Your contributions and the interest that compounds over time are a real path to financial freedom. It’s never too late, but earlier is better . . . much better!

8. Volunteer
Sure you already spend 10 days a month helping others, but what about the other 20? Your Relief Association, Credit Union and the Historical Society could all use your help. So, connect with your community, use your skills in a productive way, contribute to a cause that you care about and make a difference.

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