Member Benefits
Medical Plan
The Relief Fire Medical Plan is designed for firefighters by firefighters. It is the most comprehensive PPO Medical Plan available for our firefighter families. Unlike other medical insurance plans, our LAFRA Fire Fire Medical Plan seeks to provide greater consideration in areas widely utilized by our firefighters and their families.
Listed below are a few examples of what is unique and exceptional about the LAFRA Fire Medical Plan:
- Pay 100% of charged amount for the first 30 days for a covered accident or injury;
- All Co-pays are waived during the first 30 days following a covered accident or injury;
- An appeals process conducted by firefighters for benefits not normally covered;
An in-house medical claims team available to answer and assist with your questions.
California members have access to the Anthem Blue Cross network of doctors and hospitals, while members residing outside of California have the Blue Cross/Blue Shield (Blue Card®) network.
As a self-administered plan, the Relief Association offers additional services, such as a high quality prescription drug plan and a Vision Service Plan. We are a FULL SERVICE PLAN, which enables us to render the best possible benefits to our firefighters and their families. For more information click here for details.
The Relief Association also offers access to a Kaiser HMO medical plan.
For more information, call Member Services at (800) 244-3439 Ext. 223 or 259,
or e-mail memberservices@lafra.org
NIOD Benefits
Sick & Injury NIOD
The Relief Fund provides compensation for members who become si ck or injured in situations not connected with normal duty (NIOD) as follows:
- May receive a weekly benefit of $70 upon proof that they have been unable to perform any gainful occupation or duty because of a disability caused by illness or injury. A (20) week maximum of $1,400 total benefits per injury or illness will be paid. See By-Laws (Section 4209)
- While on "Leave No Pay," the Relief Fund will provide a sum equal to a fully paid Firefighter II base pay for a period not to exceed (18) months. See By-Laws (Section 4215)
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If you are an active or retired firefighter |
| All active firefighters must submit an NIOD statement with the application click here to download statement |
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For more information, call Member Services at (323) 259-5200 Ext. 223 or 259,
or e-mail memberservices@lafra.org
Mail form with original signature to:
Los Angeles Firemen's Relief Association
Attn: Member Services
P.O. Box 41903
Los Angeles, CA 90041
Long-Term Care
The Los Angeles Firemen's Relief Association offers a long-term care benefit through UNUM for active members enrolled in the LAFRA PPO Medical Plan.
What is Long-Term Care?
Long-term care insurance helps pay for the care you need when you can no longer care for yourself and will protect your family's finanical future and your own investments and savings. It does this by providing personal care and other related services on an extended basis to people who need help with specific everyday activites or who need supervision due to a server cognative imparment such as Alzheimer's disease.
To learn more about your LTC insurance, please visit LAFRALTC.com and click on the seminar tab. For enrollment information, forms and the rate calculator, please visit LAFRALTCenroll.com. For any further questions, download the FAQ pamphlet call (800) 227-4165.
Death Benefits
The Relief Fund also provides a death benefit to members of this Association of $4,500 to the named beneficiary. Being a Member of the Relief Association entitles you and your dependents access to a “full service organization” with a variety of benefits for the health and welfare of you and your family. Along with the LAFD Chaplains, we can assist members and families during their periods of bereavement, with counseling, guidance and funeral arrangements.
For more information, call (323) 259-5242,
or e-mail funerals@lafra.org
Life & Accident Fund
The Life & Accident Fund provides Life Insurance and a Permanent Disability Benefit for its members. This fund becomes active the day you become an Association member and sign-up for it. Upon the death of a member in good standing, the beneficiary will receive a $12,000 death benefit.
Additional benefits include:
- $6,000 Permanent Disability;
- $6,000 Mental Disability;
- After 20 years of paying the assessment, you may withdraw the total amount paid, which will include a 7% simple interest return. *If these funds are not withdrawn, the $12,000 death benefit will be paid upon the member's death.
Life & Accident participation requires an assessment of $5 per month ($2.50 per paycheck). After 20 years of assessments, deductions will no longer be required.
For withdrawal forms or more information, call (323) 259-5200 Ext. 242,
or e-mail memberservices@lafra.org
Estate Planning Benefit
As a firefighter, you’ve been devoted to serving your community and worked hard to pay your bills and build an estate for yourself and your loved ones. Caring for your family, finances and healthcare is vitally important. You need to take action to protect these assets.
An Estate Plan is essential for everyone. It gives you peace of mind knowing your affairs are in order and the comfort of knowing you’ve provided for your family. It also makes it easier on your family by helping minimize the time and energy needed to transfer everything you’ve worked so hard to acquire. Failing to establish a well-thought out Estate Plan could cost your family thousands of dollars and force them to suffer through years of probate.
The Los Angeles Firemen's Relief Association is dedicated to helping the families of firefighters in times of need and crisis. To help get your Estate Plan completed, the Relief is proud to offer a one-time reimbursement of up to $600 for our members or surviving spouses. Read more ...
For more information, call Member Services at (800) 244-3439 Ext. 223,
or e-mail memberservices@lafra.org
The award winning Firemen’s Grapevine magazine covers all aspects of LAFD life. The full color publication entertains and educates with articles on firefighter training, fitness and nutrition, department sports and news reporting from around the battalions and across the city. Each month, "Department In Action" presents coverage of emergency incidents with photos from Southern California's top photographers. Exclusive feature stories and interviews keep readers informed about the people and events affecting LAFRA and the LAFD. Every issue also offers discounts on goods and services, such as travel.
Subscribers also have expanded access to The Firemen’s Grapevine online with important news and events 24/7. Expanded coverage and photos from emergency incidents and LAFRA events are updated daily. A unique "members only" section provides subscribers with exclusive information and opportunities, such as a classified section. Read more ...
For more information, call (323) 259-5200 Ext. 260 or 231, or e-mail grapevine@lafra.org
The Widows, Orphans & Disabled Firemen's Fund is the heart of the Los Angeles Relief Association. Benefits are extended to our members of the "fire department family" – active, retired, widows, and survivors. This fund provides assistance to our many firefighters and families who are faced with personal difficulties and tragedies.
Such assistance is available through various forms, such as grants to provide relief from natural disasters and catastrophic personal crisis, supplemental pension income, durable medical equipment & supplies, and assistance with funerals.
It is during these difficult times that the Fund can be a comforting service, and bring peace of mind. The Fund helps the Relief Association provide necessary support and arrangements, so families are able to concentrate on properly coping, recovering or grieving without distractions.
Firefighters risk their lives to protect the community on a daily basis. Now, they and their families can be comforted in knowing that the "fire department family," supported by the Widows, Orphans & Disabled Firemen's Fund, is there for them in times of need.
click here for more informaion on the Widows, Orphans & Disabled Firemen's Fund
Emergency Advancements
Emergency advancements are made available for members who experience unforeseen immediate emergencies. The advancement may be repaid by payroll deduction. All emergency advancements are reviewed by the Relief Committee and approved by the Board of Trustees.
For more information, call (323) 259-5200 Ext. 223 or 259, or e-mail memberservices@lafra.org
Mail form with original signature to:
Los Angeles Firemen's Relief Association
Attn: Member Services
P.O. Box 41903
Los Angeles, CA 90041
Members of LAFRA get special discounted rates and
no enrollment fees for a 24 Hour Fitness membership!
This special offer is available only through this program
sponsored by Los Angeles Firemen's Relief Association!
Enrollment is easy...
Click here and view the discounted rates and club locations.